According to an article on Insurancenewsnet.com, Health Care Costs in the US will rise 10 percent over the next 12 months. These projections were taken without calculating the effect that any type of Health Care Reform would have on rates. Surprisingly, these projected increases are down from last year’s rise in premiums. The article explained further that HMO and POS (Point of Sale) plans were expected to have the largest rise in premiums, with PPO and EPO estimated lower. It seems everywhere we look there are tons of news articles. We just can’t get away from it. Every time we go to a home page there is another news article. My concern about “socialization” of the Health Care System, which would restrict the citizens of choosing their Health Care. It’s a commendable and a responsible thought of a Government to oversee the Health Care of their subjects, but not to deprive them of their choices. We live in a Free and Democratic Society and there should be a Freedom of choice for the citizens. There is an other way worth investigating: a System, that was in effect after the Wold War II (and perhaps still is) in Chile, South America, a Health Care system that used to accommodate the need of all citizens in that Country. The System may shed some light on our problem. The damage caused by an affair is obvious. How can a person who has proven him / herself capable of sneaking around and being intimate with a third party ever be trusted again? It may not be possible, but if you and your spouse are at all interested in continuing your marriage, there are things you will have to do that won’t be easy. 
